New Horizons Credit Union Blog

  Holiday shopping is a stressful time for many, specially when it comes to Christmas shopping. With the holidays just around the corner, you need to find ways to make this experience LESS stressful, right? Lucky for you we've gathered some helpful tips on ways you can get smart about Christmas shopping!  1. Set Yourself a Budget We wouldn't be a credit union if we didn't always talk about budgeting! To get smart about Christmas shopping, you first have to set aside a budget on how much you're willing to spend on each person. Try not to go over that spending so you can reach your shopping goals stress free!  2. Shop the Sales Ahead of Time Everyone loves a good sale, so why not shop for Christmas gifts then? It's always smart to think ahead and shop before the holidays roll around. You can easily get great deals throughout the year, especially the days AFTER Christmas. This smart way of shopping can save you the hassle of battling the holiday crowds at the mall, and

  The Colonial Pipeline and JBS Meat Packing Co. cyberattacks were a wakeup call for all of us. They impacted all of us and it came out of nowhere. You may be asking yourself,  “if those corporations are not safe from hackers, how could I possibly be safe?”  Well, you can take a couple of steps to make sure your information doesn’t get in the wrong hands.   1. Layer Your Protection We all get into the habit of creating easy passwords with our names and birthdates because they’re easy to remember, but that’s our number one mistake! Come up with a strong P@$sw0Rd that incorporates letters, numbers, and symbols to make it harder to crack. If a website or app has multifactor authentication, use it! It seems like a lot of work, but would you rather go through multiple verification steps to make sure your information is safe, or would you rather a hacker steal all of your information? 2. Be Alert! Check your accounts daily! Make sure all your money adds up and you don't see any weird or