Setting Money Goals You’ll Actually Keep
January is the perfect time for a fresh financial start. While setting money goals can feel overwhelming, breaking them into smaller, manageable steps can make all the difference—and help you stay on track all year long. Determine the Type of Goal Start by identifying what kind of financial goal you’re working toward. Short-term goals—such as adjusting your budget, building an emergency fund, or paying down a credit card—can deliver quick wins that build confidence and momentum. For some, a Debt Consolidation Loan may help simplify payments and make these goals more achievable while laying the groundwork for long-term success. Mid-term goals might include paying off student loans, saving for a car or home, or planning a return to school. These goals require more consistency and intention, but with a clear plan, they’re well within reach. Long-term goals, like retirement, paying off a mortgage, or building generational wealth, provide the big-picture direction for your f...