New Horizons Credit Union Blog

January 10, 2022 is National Cut Your Energy Costs Day. This day is in place to encourage homeowners to lower their energy bills and help the environment by making behavioral changes or updating their home! Homeowners can do this by using less electricity, gas, or any form of energy that they pay for. Read below to find out how you can update your home to lower your utility bills and save money in the long run! 1. Adjust Your Day to Day Behavior This is one of the easiest ways to lower your utility bill. You can do simple things like turning off the lights when you leave a room, unplug appliances you're not using, and wash the dishes by hand - if you can. You can also turn down the heat in the winter or AC in the summer. Simple routines like these can help you save money on your utility bills. 2. Replace the Light Bulbs You may be wondering how this can help you save money, but changing your light bulbs do have a positive outcome to your utility bill! Compact fluorescent lights (CF

Who doesn't like saving money? When stores announce they're having a sale, everyone rushes to their store to get their hands on a discounted item. Retailers and major companies need to get rid of "last season's" items to make room for the new. Instead of throwing away their unsold clothes or electronics, they choose to have a sale to make some profit. Smart, isn't it?  We love a good sale, so we thought we'd share with you the items you must buy after the holidays are over! The days after Christmas are a great time to hit the stores because this is when most retailers are trying to make room for their new shipments. These sales usually last until the end of the year or into January. To take advantage of these sales, make a list of the items you need / want to buy. But remember, new versions of these items will come out in the new year, so you need to be okay with not having the "latest" version.   1. Winter Clothing Winter clothes are expensive w