Why Local Banking Matters Now More Than Ever

-

 

Group of people from all ages and backgrounds taking a selfie together.


In today’s fast-paced, digital-first world, it’s easy to feel like just another number at a big financial institution. But credit unions offer something different, something more personal, more connected, and more community focused. At New Horizons Credit Union, we believe in putting people first. Here's why local banking still matters, now more than ever.


Credit Unions Put Members First

Credit unions have been serving American communities for over a century, helping members through every stage of life. At New Horizons Credit Union, we know that financial solutions aren’t one-size-fits-all. That’s why we offer personalized “Solutions for the Real World”, tailored to meet your unique real world needs—whether you're opening a checking account, applying for an auto loan, or buying your first home.


Stronger Relationships, Exceptional Service

Local credit unions excel at building lasting relationships. At New Horizons CU, we take pride in going above and beyond to offer exceptional member service. We don’t just manage accounts—we invest in our members, ensuring every interaction is meaningful and supportive.

Giving Back Through Community Outreach





Living out the credit union philosophy of “People Helping People,” New Horizons CU proudly supports local nonprofits through our Horizons Helping Hands community outreach program. We’ve partnered with organizations like Penelope House, Ronald McDonald House Charities, and local food pantries. We also support education by sponsoring the Mobile County Public School System’s Hi-Q academic quiz bowl and awarding scholarships to graduating high school member-seniors each year.

Owned by Members, Governed by Community

As a not-for-profit, member-owned cooperative, New Horizons Credit Union operates differently than traditional banks. Our decisions are made locally, and our Board of Directors is elected by members—just like you. That means your voice matters, and your best interest comes first.

Stability You Can Count On


Since 1950 when we first started as Scott Employees Credit Union, New Horizons has remained a trusted financial partner for individuals and families across our community. While a lot has changed over the past 75 years, our mission has stayed the same: to provide reliable financial solutions and outstanding service to the members we proudly serve. We’re honored to be part of your financial journey—and we look forward to many more years of helping our community thrive.

When you choose local, you choose a partner that truly cares.

At New Horizons Credit Union, we’re here for you—for today, tomorrow, and every stage of life. Let’s keep building stronger futures together.

 

All comments within the New Horizons Credit Union blog are the responsibility of the commenter, not the blog owner, administrator, contributor, editor, or author. By submitting a comment on our blog, you agree that the comment content is your own and to hold New Horizons CU and all subsidiaries and representatives harmless from any and all repercussions, damages, or liability. 

New Horizons Credit Union is federally insured by the NCUA and is an Equal Housing Lender. 


Comments

Post a Comment

Popular posts from this blog

Step 11 of 12 to Financial Wellness: Start Investing

-
Image
As the year draws to a close, it’s the perfect time to reflect on the knowledge you've gained and how to apply it to your financial well-being. Investing can be a powerful tool for growing your wealth, but it’s crucial to understand the associated risks and whether investing is the right choice for you. Here are some detailed tips to help you get started on your investment journey: Define Your Risk Tolerance Before diving into the world of investing, it’s vital to assess your risk tolerance. This means considering how much financial risk you’re willing to accept, given the possibility of losing some or all of your investment. Ask yourself questions like: How would I feel if my investments dropped significantly in value? Can I afford to wait for a potential recovery, or do I need access to my funds sooner? Understanding your risk tolerance will guide you in selecting investment accounts that align with your comfort level and financial situation. Define Your Investment Goals ...
Read more

Step 10 of 12 to Financial Wellness: Plan for Retirement

-
Image
Whether you’re a high school student, a college graduate just stepping into the world of adulthood, or someone who’s been navigating adult life for years, it’s crucial to start thinking about retirement. The reality is, it’s never too early or too late to begin saving for your future. Taking action now can set you up for financial success down the road. Here’s how you can get started: Contribute to a 401K If your employer offers a 401(k) plan, take advantage of it! Contributing to a 401(k) is one of the most effective ways to save for retirement. Many employers provide matching contributions, which is essentially free money for your future! If you’re already contributing, consider increasing your contribution rate to maximize your savings potential. If a 401(k) isn’t available through your employer, look into opening an Individual Retirement Account (IRA) or other investment options through your credit union.  Create an Emergency Savings Establishing an emergency savings a...
Read more

Step 9 of 12 to Financial Wellness: Build and Maintain and Excellent Credit Score

-
Image
Achieving an excellent credit score may seem like a daunting challenge, but with the right strategies, it’s more attainable than you might think! By actively managing your debt and using your credit cards responsibly, you can pave the way to a healthier credit profile. Here are some effective tips to help you reach your credit score goals: Have Several Credit Cards and Keep Them Active Having 1-3 credit cards and using them responsibly can significantly boost your credit score. By regularly using a couple of cards for recurring expenses—like subscriptions on one and gas on another—and paying them off in full and on time each month, you demonstrate your ability to handle multiple accounts effectively. Just remember, the goal is not to max out your cards, but to manage them wisely. Work on Paying Down Debt Actively paying down debt is a key factor in improving your credit score. Whether you choose to tackle your smallest debts first (the Snowball method) or go after the largest o...
Read more